Is an insurance policy required before a registration certificate is issued?

• A. False
• B. Not Applicable
• C. True
• D. Only After Changes

Answer: (C)

Yes. An insurance policy is required before the registration certificate is issued. This requirement ensures you have financial responsibility to cover injuries or damages that could occur from your work, protecting clients and the public. In Texas fire sprinkler rules, proof of liability insurance (and workers’ compensation if you have employees) is typically needed as part of the application, and the coverage must be active and properly documented before the registration can be granted. This means you won’t receive the registration until the insurer has provided a valid certificate showing the appropriate coverage. The other options don’t fit because the rule isn’t that no policy is needed, that it only applies after changes, or that it’s not applicable at all—the policy is a upfront prerequisite.